It is more convenient to apply for a credit card now. If it is the first time to apply, you can directly log on to the websites of major banks and apply directly in the "Credit Card Application" column. Generally, it is easier for people with fixed work units to apply. After the bank has passed the examination, the credit card will be sent to you directly, and you can go to the bank teller machine to change your password. However, the amount of initial application is generally low.