Cash installment business is a service provided by banks for eligible cardholders to withdraw cash and pay by installment. The cardholder must pay a certain installment fee.

The conditions for applying for cash installment of China Merchants Bank's credit card are as follows: you must hold the main card and all-in-one card of China Merchants Bank's credit card, and keep the card usage records. If the cardholder only holds the business card, official card, purchasing card, ANA guarantee card or supplementary card at present, it is temporarily impossible to apply for cash installment.

You can apply for cash installment of China Merchants Bank credit card directly online. The specific steps are as follows:

1. Log in to credit card online/mobile banking and select the "installment financing" page;

2. Enter "Cash Installment-Installment Application", enter the transfer card number and application amount, and select the purpose of funds and the number of installments;

3. Enter the query password, and the system will review it in real time. If the application is approved, the loan will be released immediately.

I hope my answer can help you. You can also call the customer service phone of the bank for consultation.