(1) High automatic installation

UnionPay Zunshang Platinum Installment Credit Card (hereinafter referred to as "Installment Card") has an independent credit line, with a minimum of 60,000 yuan and a maximum of 300,000 yuan, which can be used separately with other personal credit cards of China Merchants Bank.

Within the card limit, if the total monthly consumption exceeds 300 yuan (inclusive), the system will automatically handle the installment for the customer, and the consumption amount can be repaid in installments from the current month. The number of automatic staging is 3, 6, 10, 12, 18, 24, which can be selected by customers and modified every six months.

(2) Preferential installment fee

UnionPay Zunshang Platinum Installment Credit Card (hereinafter referred to as "Installment Card") before 20131(inclusive) can enjoy the following preferential rates by automatic installment:

The installment fee is charged monthly. If the customer settles the automatic installment in advance, the remaining principal and handling fee will be charged at one time.

(3) Double the installment amount.

UnionPay Zunshang Platinum Installment Credit Card (hereinafter referred to as "Installment Card") will give double points to the amount automatically recorded in each installment, that is, the automatic installment amount can accumulate 2 standard points of China Merchants Bank for each full 20 yuan, and the general credit card will not accumulate points for the original transaction.