(1) A stable source of income.
any bank will definitely pay attention to your income when considering issuing a credit card to you successfully. If the income is unstable, it is generally difficult for banks to successfully issue credit cards. At the same time, it should be noted that if your income is very low, you have successfully applied for a credit card. The credit card limit will not be very high.
(2) Good credit record.
Now all credit records are online. If you have a bad credit record in one bank, other banks can also see it. Therefore, if your credit is tainted, it is possible to get a credit card. At the same time, bad credit records also have an impact on personal life and work, so we should learn to cherish our credit.
(3) Social security has been applied, and the social security balance is very large.
Because many people's income certificates may be falsified, social security is very difficult to falsify. When you provide your social security card to the bank staff, the bank staff can check the balance. If you buy social security for a long time and have a large balance, the credit card you apply for will generally be successfully approved, and the amount is relatively high.
(4) Have certain asset certificates.
it is very convenient to apply for a credit card if you have proof of assets. Generally speaking, if you have a house, the bank will only recognize the house certificate of the bank branch where your credit card is located. If you have a lot of fixed assets, it is natural to apply for a credit card.
(5) Please bring your personal ID card with you.
The competition of credit card business among banks is fierce. As long as you have a job, you will apply for a credit card at the bank with your ID card. Generally, as long as you are not a gold card, you will successfully apply, and so will CCB. However, if your salary is paid by CCB, the probability of successfully handling credit cards will increase a lot.
(6) Other convenient conditions for successfully handling credit cards.
Here, I would also like to share some information about how to increase the probability of successful credit card processing. If you apply in time for the credit card promotion of CCB, or apply for a card through the recommendation of friends who use CCB credit cards, the probability of success will be great. At the same time, if you have a credit card from another bank, you can also try to do it with a card.
In short, after you successfully apply for a credit card, you must know the card type, charge and cash withdrawal of your credit card before opening it. Remember to spend rationally and don't swipe your card blindly!