How do migrant workers apply for a credit card!

You must have proof of employment or income to apply, otherwise it will be difficult

1. There are two main conditions for credit card application:

1. Age requirement: 18 -60 years old;

2. Have a stable job and source of income.

2. Materials and documents required for application:

1. Domestic residents only need to provide: a completed and signed application form, identity document, and residence certificate document , Income certification documents;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you must also provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

3. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 60 days) or a copy of the deposit receipt, etc. [img]

I would like to ask if migrant workers can apply for credit cards?

Migrant workers can also apply for credit cards. It mainly depends on how good your credit report is? If there is no problem with the credit report, you can also fill in the information to apply

How should migrant workers apply for a credit card?

Migrant workers can apply for credit cards.

(1) Credit card application conditions:

1. Be at least 18 years old;

2. Have a fixed job and stable income, and the employer is generally where you live Urban and rural residents in the area;

3. Fill in the application form and sign in the "Applicant's signature" area.

(2) To apply for a credit card, you need to provide the following information:

1. Copy of identity document, work certificate, income certificate, etc.;

2. Provide bank Deposit certificates, real estate certificates, degree certificates, etc.;

3. If you have a foreign household registration, overseas personnel are applying for local jobs, and active military officers apply for credit cards in their own names, some card-issuing banks may require the local public security department to issue Temporary household registration issued or certificate issued by relevant departments (including work certificate).

How farmers apply for credit cards

Farmers apply for credit cards in the same way as urban residents. There are several ways to apply for a credit card. First, you can apply directly at the bank counter. At this time, you need to provide proof of identity and financial resources to let the bank know that you have the ability to repay the loan. Second, you can apply online. Now every bank can Apply for a credit card online, and the process is particularly simple; the last method is to apply through a bank clerk, but you must protect your personal information when doing so. No matter how you apply for a credit card, you must have a good credit report.

Rural household registration is not the key factor in deciding to apply for the card. Only those households with rural household registration who have no credit report. If coupled with migrant workers from rural areas or white-collar office workers who do not have social security provident fund payment records, Applying for a credit card is very difficult. If farmers want to apply for a credit card, they might as well do something in the early stage that can be included in the credit record or add points to the credit record, such as social security, provident fund, mortgage, etc. This way you can prove your job stability and personal asset strength. Now let’s apply for a card, which can improve the card application rate

This is the introduction of how migrant workers can apply for a credit card.