How much is the campus version of Youth Credit Card of Postal Savings Bank?
This credit card is a credit card product specially issued for college students. Only 985/2 1 1 or universities with good employment conditions in the province will distribute them together with the local postal bank outlets. The card level is an ordinary card level. Although the personal Capka quota is usually 0 ~ 50 thousand yuan, the campus card does not necessarily have a quota.
After all, it is risky for banks to issue credit cards to college students who have no financial ability. Credit card overdrafts must be repaid on time, but many college students temporarily live on the living expenses given by their parents. Where do they get money to pay back their credit cards?
However, even if the campus version of the youth credit card of the Postal Savings Bank has no quota, you can apply for one, because the rights and interests of this card are still good.
For example, the domestic postal savings bank can withdraw the overpaid part for free, so that parents can directly transfer the living expenses to the credit card. Cardholders can enjoy credit card discounts by saving money and spending by credit card. Secondly, personal credit can be established as soon as possible, so it is relatively easier to apply for credit cards or loans after graduation than for white households without personal credit.