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Several reasons why bank cards can't be cancelled.
Three reasons why it can't be cancelled;

1. The account with third-party business bound must be unbound in advance, otherwise it cannot be cancelled.

2. To sum up, the ordinary card with the grade of "all-in-one card" has zero account balance, and has not used this card to initiate any transaction within two years, and has nothing to do with Class II households or "all-in-one card", credit cards, loans, insurance, housing provident fund cards, enterprise annuity cards and social security cards, and the cardholder does not hold or is applying for the credit card of China Merchants Bank.

3. In order to ensure that the rights and interests of customers will not be affected, please ask the cardholders who hold the "All-in-One Card" ordinary card that meets the above conditions to confirm whether they still need to use the account as soon as possible. If they want to continue to use the account, please activate the card before July 15, as long as they can make a cash deposit or transfer transaction at will through the counters of China Merchants Bank, mobile banking, self-service equipment and other channels, or swipe their cards at any merchant.

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Harm of non-cancellation of bank cards

property loss

Now every bank has a card that can be exempted from the annual fee, so you still have to charge for the remaining cards, and the idle cards will automatically deduct the management fee and annual fee.

Bian Xiao inquired about ICBC, China Bank, Agricultural Bank, China Merchants Bank and other banks, and found that most banks would convert debit cards that had not been used for many years into "sleep card" after a certain period of time.

During the "sleep card" period, if you want to resume using the card, you need to make up the arrears.