Which bank can apply for ETC credit card?

The banks that can apply for ETC credit card are: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and Construction Bank.

The following are the advantages and disadvantages of ETC credit cards issued by such banks:

1. Industrial and Commercial Bank of China

1. Advantages:

(1) There is no handling fee for claiming overpayment;

(2) Reporting a loss only costs 20 yuan;

(3) The annual fee for the current year is waived if the American Express card is swiped 5 times a year or spends 5,000 yuan. Or exchange 2,000 points for a one-year annual fee for RMB ordinary cards;

2. Disadvantages:

(1) A monthly SMS service fee of 2 yuan is required;

(2) The points required to redeem gifts are very high, and there are few types of gifts;

2. Agricultural Bank of China

1. Advantages:

(1 ) SMS service is free;

(2) Cash withdrawal fee is only 1%;

(3) Loss reporting fee is 50 yuan;

(4) Free of charge The annual fee for the first year will be waived if you use it five times;

2. Disadvantages:

(1) There are few types of gifts that can be redeemed by points;

( 2) There are few types of credit cards;

(3) The card application procedures are relatively cumbersome;

3. Bank of China

1. Advantages:

(1) SMS service is free;

(2) Cash withdrawal fee is only 1%;

(3) Loss reporting fee is only 40 yuan;

( 4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you use it five times;

2. Disadvantages: the points required to exchange gifts are high and the types of gifts are small

4. China Construction Bank< /p>

1. Advantages:

(1) SMS service is free;

(2) Cash withdrawal fee is only 0.5%;

(3 ) The handling fee for reporting a loss is 50 yuan;

(4) The annual fee for the first year is waived, and the annual fee for the next year is waived if you swipe it three times;

(5) There are credit cards directly targeted at car owners, as long as Cars with a displacement of 1.4 or above can easily apply for the card;

2. Disadvantages: the gifts that points can be exchanged for are few and poor

Is it easy to apply for an ETC credit card if you have a car in your name? Easy to handle

There are more and more car owners, and many car owners have also applied for ETC credit cards, mainly to facilitate high-speed travel, especially during peak periods of high-speed travel during holidays and festivals. It is very convenient to pass through high-speed toll stations. Cross the gate in seconds without stopping. So, is it easy to apply for an ETC credit card? Let’s take a look at the application requirements and procedures.

1. ETC credit card application conditions

1. Basic conditions for credit card application

1) Aged over 18 years old;

2 ) Have a stable job and income, and it is best to provide proof of employment or income;

3) Good personal credit.

2. You must have a car in your name, provide a vehicle driving license, and be able to drive to the card-issuing bank's business outlet.

2. ETC credit card installation process

After successfully applying for an ETC credit card, you need to activate the card and sign relevant documents at the issuing bank, such as the highway electronic toll entrustment deduction agreement, card issuance Application form for special business, ETC signing information confirmation form, etc.

As a special business provided by various banks, ETC credit cards are generally easier to apply for, and the timeliness of application depends on the bank's efficiency and the number of people applying for the card. Without any surprise, it will take one month. It can be done within.

How to apply for etc. credit card with China Construction Bank?

The process for applying for etc. credit card with China Construction Bank is as follows: 1. The original and copy of the car owner’s valid identity document and driving license must be provided. The copy needs to be copied to the page with the latest annual inspection; 2. Fill out a credit card application form, which is used to bind the ETC card. After getting the credit card, swipe the card twice, and you can go to the designated CCB with the POS slip At any network, you can receive and install ETC vehicle equipment for free without any fees; 3. If the car owner already has a credit card and wants to use it to bind the ETC function, we are sorry, but this does not fall within the scope of this free gift of equipment.

How to apply for an ETC credit card?

ETC is currently the most advanced highway toll collection method. After car owners handle this business, they can go directly to the ETC channel of the toll station without stopping to pay. If you want to successfully apply for this business, you need to apply for an ETC credit card first. How to apply for an ETC credit card?

1. Before applying for this card, you must first prepare the required materials, including the original and copy of the car owner’s ID card and driving license. The copy of the driving license must bear the certificate of the latest annual inspection. That page;

2. After all the information is ready, go to an offline outlet and apply according to the normal credit card application procedures. First get a credit card application form, then fill in the information as required, and indicate that this card is used to bind ETC.

3. After the above application form is submitted and approved, you can get the card. In addition, after some banks handle this business, they will give you an OBU device for free. After installing it on the car, you can directly use the ETC channel when passing through the toll station.

4. If the user has been a credit card user before, he can directly bind the ETC function to the card, but this will not allow him to get the OBU equipment for free, and he will need to pay for it himself.

To sum up, if you feel that manual payment is too troublesome when passing a high-speed toll station, you can refer to the above steps to handle ETC business, which will save a lot of time every time you pass the toll station.

What are the application conditions for ETC credit card? Let’s see which bank has the lowest threshold!

With the development of the technological credit era and the increasing number of car owners, high-speed toll collection has also begun to adopt a new model. As long as you have an ETC credit card, you don’t need to stop to pay. You can use ETC to read directly. Card charges. This not only effectively saves time, but also alleviates the problem of high-speed traffic jams and greatly improves efficiency. Many people want to apply for an ETC credit card, so what are the application conditions for an ETC credit card? Let’s take a look!

Each bank has ETC credit card services. The requirements of each bank are different, so the application conditions will also be different. Let’s take an example as follows:

Bank of China ETC credit card The application conditions are:

1. The primary condition for applying for a credit card is that the age must be between 18 and 60 years old

2. Individuals with full civil capacity

3. You need to submit valid personal identification documents, work certificates, income certificates and other information.

The application conditions for the Agricultural Bank of China ETC credit card are:

1. Must meet the conditions of the Agricultural Bank of China for credit cards

2. Attachment conditions: The applicant has a car in his name< /p>

3. Car requirements: The bare car price is more than RMB 50,000, non-commercial vehicle with 5 seats or less, not more than 10 years old, not a second-hand car.

The procedure for applying for an ETC credit card is simple. You only need to provide the car owner’s ID card and vehicle driving license to apply for an ECT credit card.

The application conditions for CCB ETC credit card are:

1. The original and copy of the car owner’s valid ID and driving license are required.

2. Fill out a CCB credit card application form. This credit card is used to bind the ETC card. With the POS slip, you can go to the designated CCB outlet to receive and install the ETC on-board equipment (OBU) for free. No fees are charged.

3. To apply for ETC for corporate vehicles, you need to open a basic account, general account or dedicated user with China Construction Bank.

It should be noted that if you use your existing CCB credit card to bind the ETC function, you cannot enjoy the free equipment.

This is the introduction to "What are the application conditions for ETC credit cards?" There are also Industrial and Commercial Bank of China, Hua Xia Bank, Ping An Bank and Beijing Rural Commercial Bank that can handle ETC business. The conditions may be slightly different. It is recommended that you ask the customer service staff before handling.

This is the end of the introduction about applying for etc. credit card and what information is needed to apply for etc. credit card. Have you found the information you need?