Yes, there is no handling charge. It is equivalent to swiping a card with a POS machine. The premise is that you have to open the online payment function of the credit card first. The hotline of the industrial and commercial credit card can be opened manually for you or online by yourself.

But I don't think it is necessary to recharge to Alipay. You only need to pay by credit card if you want to Taobao. It is also very convenient. Alipay is online after all, and its security is still limited.