Shanghai Pudong Development Bank and China Construction Bank are two well-known banks among card friends. They often have various credit card discount activities, and Shanghai Pudong Development Bank and China Construction Bank also have many points and cashback activities. So we made a small comparison to see which bank has the best credit card, and we can accept the credit cards of both banks regardless of the trouble ~

Advantages: Gold card can enjoy the special merchant service of "CITI Bank" overseas, and can print photos, so the gift given at the event site is of high value;

Disadvantages: few outlets; The bidding threshold is high; You have to spend a certain amount to avoid the annual fee (ordinary card 2000, gold card 5000); Overdraft withdrawal fee is high (3%, minimum 30 yuan).

Summary: the appearance is fashionable and suitable for collection.

Pufa preferential activities

Advantages: more outlets; Compared with the other three major state-owned banks, the application threshold is lower; Low withdrawal fee (overdraft withdrawal supports minimum repayment;

Disadvantages: the quantity is generally low and the quantity is slow; Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted;

Summary: Suitable for friends who don't have local joint-stock commercial banks.

Preferential activities of CCB