2. swiping the card on the POS machine is the most common way to use the credit card, and it is also a way to swipe the card online.
When swiping a card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, according to the issuing bank and the kind of currency to be paid, the corresponding POS machine is selected, and the magnetic stripe of the magnetic stripe credit card is drawn on the POS machine, or the chip credit card is inserted into the card slot and connected with a payment gateway such as a bank.
Enter the corresponding amount. After the remote payment gateway receives the information, the POS will print a receipt (at least two copies) for credit card payment, and the cardholder should sign the receipt after checking that the information on the payment receipt is correct.
After checking the signature on the receipt and the signature on the back of the credit card (including the complete name matching and the basic handwriting matching), the operator sends the credit card copy and the credit card payment receipt to the cardholder. At this point, the credit card swiping program on the POS machine is completed.
3. Third-party platforms; For example, the rent is easy. As long as WeChat pays attention to the official WeChat account, you can also spend it with your mother, and so can official website. It is simple and convenient to add the landlord's bank account number on the platform and bind your own credit card to pay the rent directly.
4. If the landlord happens to have an online shop or something, you can pay online. When paying online, you need to enter the card number, the validity period of the credit card, the Visa CVV2/MasterCard CVC2/ UnionPay CVN2 numbers next to the signature column on the back of the card, the online transaction password, and sometimes you need to enter the name and the verification code randomly generated by the webpage. After the input is completed, click Submit to complete the online payment.
5. Usually, the manual pressure plate is used without POS or networking.
The pressing operation must have a pressure-sensitive copy of the Direct Purchase Order (at least two copies) and a telephone. The inspection before pressing the order is the same as that of the POS machine. Then, the operator prints the card number, name, etc. Use the card press to withdraw it from the credit card on the purchase order, and write down the amount, date and other information, then call the authorization hotline of the acquiring bank, report the card information and apply for authorization.
And write the obtained authorization code on the purchase order, and then the cardholder will sign it after confirming it is correct. After checking the signature, the operator gives the cardholder a copy of the credit card and the order form. At this point, the manual pressing procedure is completed.
Authorized calls are usually made immediately. In some areas with poor communication or good credit discipline, merchants will encounter the situation that they will deliver the goods after signing the card to complete the transaction. Authorization will be completed in the future, but the merchant is at risk of credit card fraud (if the customer pays with an invalid card, it will not be discovered immediately without applying for an authorization code immediately).
Baidu encyclopedia-credit card