Your daily interest rate is too high. The profit is high, the loan and the fighter plane of China are calculated by the computer according to the usage of Alipay, and we can only guess by other people's habits. If it was borrowed by ants before, it was overdue. Or if the credit card is overdue, it will raise interest rates. Because the loan is provided by the online commercial bank in Ma Yunxi. That is to say, take the credit information of regular banks. So be careful not to be overdue, otherwise it will affect the normal bank loan to buy a house and a car. My personal credit score is 699, and the balance treasure is 30,000. Loan amount 1 1000 yuan, daily repayment 13.5 yuan, and daily interest rate of 0.035%. Another number, Sesame Powder 703, is excellent, and the balance treasure is 0 yuan. The loan amount is 1 1000, and the daily interest is 4,000, so it has little impact on the deposit amount of Yu 'ebao. Only when the interest rate is 1.5 yuan and the daily interest rate is 0.0 15% will it be considered! Otherwise it's not worthwhile! Many online shop owners said that most online shops are from 0.5 yuan to 0.7 yuan. That is, the business interest rate is low. Personal consumption interest rate is high. I hope I can help you!