1. Temporary credit line adjustment of Ping An Credit Card. When using Ping An Credit Card, if it is found that the approved credit line is not enough, it is necessary to increase the credit line of Ping An Bank, and you can apply for temporary credit line increase. The increased temporary credit card limit will automatically restore the original limit after the validity period. \xd\ Prompt: After the temporary credit line expires, the part that actually exceeds the credit line of Ping An Bank will be charged an over-limit handling fee. The over-limit handling fee is charged according to 5% of the over-limit part, and there is no maximum and minimum charging limit (temporarily not charged). \xd\\xd\2. Long-term credit line adjustment. Cardholders can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will conduct an audit according to their past card use history and repayment records, and adjust the credit line of Ping An Bank appropriately for cardholders after passing the audit.