1. "Railway Dragon Card" is a credit card product jointly issued by the Ministry of Railways and China Construction Bank to strengthen cooperation, enhance image and promote railway poverty alleviation. The card is issued to railway workers. "Railway Dragon Card" has all the functions of Dragon Card Credit Card, and enjoys free annual fee during the cooperation period; China Construction Bank designated merchants consumption discount; The plane ticket purchased by swiping the card is presented with aviation accident insurance, with the gold card insured amount of 6.5438+0 million yuan and the ordinary card insured amount of 500,000 yuan; Irregular group purchase, installment payment and special promotion; Individuals who spend their money by swiping the card for the first time after handling the card will receive the equivalent telephone charges in 20 yuan.

2. The Construction Bank will transfer the card issuance amount of each card 15 yuan and the effective consumption amount of 1‰ to the account designated by the relevant railway bureau for charitable causes such as overall send warm, giving love and helping the poor.

Second, related expenses:

1, annual fee: the card is free of annual fee for life;

2. Late payment fee: when the cardholder fails to repay the loan or the repayment amount is lower than the minimum repayment amount, it will be charged at 5% of the unpaid part of the minimum repayment amount, with the minimum 5 yuan RMB;

3. Cash withdrawal fee: domestic cash withdrawal: 0.5% of the cash withdrawal amount, with the lowest 2 yuan RMB and the highest 50 yuan RMB. Domestic transactions do not distinguish between the same city and different places, and there is no additional charge for inter-bank transactions. It is a credit card specially made by China Construction Bank for railway system employees, belonging to 2 million railway people. It inherits the functions and characteristics of Longka Credit Card, such as one card with two currencies, universal use at home and abroad, repayment after consumption and interest-free period of up to 50 days, and provides railway employees with special functional rights such as annual fee exemption and merchant concessions.

As can be seen from the above, railway employees are exempt from annual fees, and other functions are the same as ordinary dragon cards.

The interest is the same. The credit card is interest-free for up to 56 days, but the cash withdrawal is still charged at five ten thousandths per day. Yellow, silver, light blue