Five? In fact, it is just a way to increase the number of cards issued by commemorative packages. At present, all banks in China have a big task of issuing cards, and they all issue these invalid cards in large quantities like crazy people. Ignore him, as long as you don't activate them, there is no annual fee. If you really want to use his card, just activate one. You don't need a service card, and it will be automatically scrapped after 2 years, which will do you no harm.
Don't use it if you only have a credit line of 10 yuan. Agricultural Bank of China now has a ruyi card. As long as you have a personal account with the Agricultural Bank of China, you can now use a passbook to open a wishful card, without any proof of income at all, with a minimum credit of 2000.