This will be regarded as a breach of contract. The credit card fine of Shang Hui Bank refers to the fine charged by the bank to the cardholder when the cardholder fails to repay before the final repayment date or the repayment amount is lower than the minimum repayment amount. The penalty for the credit card of Shang Hui Bank is 5% of the minimum amount of the current bill outstanding, with a minimum of 1 yuan.

Expansion: Shang Hui Bank Gold Card Withdrawal and Repayment Regulations:

Interest-free period: 25 days to 56 days.

Cash advance fee: free for local peers.

Recover the overpayment: local peers are free.

Foreign banks: 1% of the cash withdrawal amount, with a minimum of 1 yuan per transaction and a maximum of 50 yuan.

Inter-bank in different places: 1% of the cash withdrawal amount, with the lowest 1 yuan/transaction and the highest 50 yuan/transaction, and an inter-bank handling fee is added for each 2 yuan.