Can I apply for installment repayment online with ICBC credit card?
Yes, how to apply for installment repayment
1. Telephone application: Cardholders can call this Transfer the call to the bank's credit card center to manual customer service and apply for cash installment from the customer service staff.
The cardholder selects the number of installments, installment amount, debit card account number and reason for borrowing. The person selects the number of installments, installment amount, debit card account number and reason for borrowing.
2. Online banking application: The cardholder logs into the bank’s official website and chooses to apply for cash installment.
The cardholder selects the number of installments, installment amount, debit card account number and reason for borrowing.
The cardholder can complete the application by entering the dynamic password and cash withdrawal password. Can I apply for an ICBC credit card online? Where can I apply for an ICBC credit card?
The through train can only be used by 1. national public officials;
2. ICBC personal wealth management account customers. You can enjoy applying for a card by mail.
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ICBC generally requires an application form at a branch and fills it out before handing it over to the branch. The online channel is basically equipped. Can I not apply for an ICBC credit card online?
ICBC credit card can be obtained through online application. Log in to the bank’s official website and click on Credit Card Online Application. How to apply for installment repayment with ICBC credit card through online banking?
The requirements for installment payment are: 1. The consumption amount is enough 600 2. Within the interest-free period
If you meet the conditions, you can log in to ICBC In online banking, in the credit card service column, you can choose installment payment, and then select the installment period. ICBC credit card online application
If the system shows that the card is being produced, it means that your application has been approved. Generally, you can collect it after 15 working days, but due to busy banking business, it may be delayed for a few days. Can only be received on the day.
ICBC currently stipulates that the 25th of each month is the last repayment date. There is a maximum interest-free period of 56 days for overdraft consumption. For example, consumption on May 1st must be paid on June 25th. Repay before the date.
ICBC credit card overdraft consumption can enjoy interest-free repayment for up to 56 days, but interest is calculated on a daily basis for cash withdrawals. If your credit card can withdraw cash, the amount of each withdrawal is the available overdraft limit. 50% of the overdraft withdrawal amount is charged every day at 0.05% of the overdraft withdrawal amount, which is calculated as interest at 0.05%. For example, if you withdraw 1,000 yuan in overdraft cash and the number of days in arrears this month is 30 days, the monthly interest is: 1000×5/10000× 30 = 15 yuan. If you have not repaid the loan on the repayment date, the interest will be compounded on a monthly basis. The interest for the second month is: 1015×5/10000× (number of days in arrears).
Apply for ICBC credit card online
The online application process for ICBC credit card is as follows:
Open the Baidu homepage, enter ICBC, and click Baidu.
In the search results that appear, look for the official website and click to enter.
At this time, you will see the page after successfully logging into the official website, select "Credit Card Online Application" in the upper right.
Then select "Apply Now" on the new page that appears.
At this point, fill in the information and select the credit card type. Note that the type of credit card you choose must be based on your personal needs. If you are not sure, you can consult the customer service on the official website, or ask relatives and friends for help. Of course, you will also find an introduction to credit cards on the page you are on. It is very important to select the card you want to apply for and click "Apply Online" on the right.
Next, a small window will pop up. You have to choose according to the actual situation.
Fill in the information carefully until the submission is completed.
Is it easy to apply for an ICBC credit card online?
When applying for a credit card for the first time, it is best not to apply online. It is not easy to download the card, and it is also troublesome to download the card. You can apply for a credit card online. Which banks can apply for a credit card online?
If you are applying for a China Merchants Bank credit card, you can open the China Merchants Bank Credit Card homepage, click "Apply for Credit Card" - "New Customer Application", and you can make an appointment here to apply. . Our bank will complete the initial review within 7-10 working days, and will contact you to apply for the card after passing the application. Can I apply for installment payment online with a Bank of Communications credit card?
It is possible to apply for installment payment through online banking. In "Instalment Payment", click "I want installment" and then enter the "RMB Installment" page, and select transactions that meet the installment conditions. , find the installment transaction you want to make, select the installment time, click the "Instalment" button, and click Submit after confirmation to complete the online installment application for ICBC credit card
Bank credit card processing varies from place to place. It took a week to arrive at the place, and sometimes it took several months. I can only say that the efficiency of the bank's work is really hard to praise, but the service attitude of ICBC is pretty good. When you called the service number, you asked how long a credit card usually is. It can be done in time, but the only way to save it is whether you have passed the review. The last thing is that your question did not specify the amount of the application, because the review will be longer when the amount is too large. I have applied for a credit card of 20,000 yuan from the Agricultural Bank of China before. , it only took more than three months, so don’t worry, call and ask more, it’s best to go to the bank for consultation in person, I hope I can help you