The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:
Article 35 Credit cards are only used by legitimate cardholders, and cardholders are not allowed to rent or lend their accounts. The funds in the corporate card account should be transferred from basic account to deposit, and other deposit accounts and sales income should not be deposited in the corporate card account.
The funds in the personal card account are limited to cash deposits held by individuals or transfer deposits with their wages and other legitimate income belonging to individuals. It is strictly forbidden to transfer unit funds into personal card accounts.
? Extended data:
?
Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:
Thirty-seventh bank deposits are unlimited, and if the deposit period is less than three months, the current interest shall be paid according to the number of days; If the deposit period is more than three months (including three months) but less than half a year, the whole deposit period will bear interest at 60% of the three-month deposit rate on the withdrawal date.
The principal is deposited in one lump sum, and the deposit period is divided into one year, three years and five years. Deposit certificates are issued by savings institutions, and the principal is withdrawn by installments. The withdrawal period is divided into one month, three months and half a year, which is determined by the depositor and the savings institution through consultation, and the interest is withdrawn at maturity.
Article 38 The issuing bank shall withdraw the credit card when canceling the account. If the valid card cannot be recovered, the payment should be stopped. When the account is closed, the balance of the company card account is transferred to basic account, and cash cannot be withdrawn.
Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business