9 to 20.

The annual interest rate for credit cards is generally around 9 to 20. Generally, handling fees are charged based on the number of installments, and no interest is charged. If you use a credit card to withdraw cash, interest is generally charged at a daily interest rate of 0.05%, and compound interest is calculated on a monthly basis. However, the annual interest rate does not exceed 20%, according to the Supervision and Management Measures for Credit Card Business of Commercial Banks.