The new credit card (debit card) can't be divided into installments on the mobile phone, which may be because the amount does not meet the installment standard, or the available amount is less than the installment amount. The former can apply for installment as long as the consumption amount reaches the standard of installment; The latter needs to restore part of the credit card (debit card) line. When the available amount is greater than or equal to the installment amount, the installment can be successfully completed.

Therefore, the user's credit card (debit card) cannot be phased, and the user can solve it by the above two methods. If the problem cannot be solved, please actively contact the customer service hotline of the issuing bank.