Question 2: What does a joint credit card mean? Joint credit card refers to the agreement reached between credit card and commodity distributor, so that cardholders can not only enjoy excellent financial services, but also enjoy special discounts from manufacturers when spending.
Co-branded cards are subsidiary products of bank cards issued by commercial banks and for-profit institutions. At present, the most common is the joint debit card, that is, the bank card with joint nature developed on the basis of debit card.
Joint credit card was approved in France on June 65438+10/October 65438 +0, 2007. It is a bank card with company or store and association icons, including Visa, MasterCard and American Express. At present, many enterprises have launched this kind of credit card, such as Fiat, Orange, Air France, and so on.
The operation form of joint credit card is that the card-issuing bank and airlines, telecommunications companies, shopping malls and other profit-making institutions jointly issue cards, and cardholders can enjoy a certain percentage of discounts provided by merchants when spending in these institutions. Now many banks have developed joint credit cards with the larger shopping malls in this city.
The card fee for a joint credit card is generally 19 to 45 euros. Card issuers and their cooperative merchants offer incentives and price reductions to credit card holders. This is a "real" credit card, because it can withdraw cash and pay for goods, which is recognized by all banking networks and businesses. However, it should be noted that this is a loan card. Even if you only use it to withdraw 15 euros or pay 45 euros for gasoline, it is equivalent to using the recovered loan and paying its interest. Therefore, we must be cautious when using this joint credit card, and it is necessary to apply only if it is really a loyal customer of the business.
Question 3: What does a credit card joint merchant mean? It means that credit cards are jointly launched with merchants, so they are called co-branded cards. Such a card can not only obtain the financial business of the bank, but also enjoy some discounts from the merchants.
Question 4: What do standard credit card, joint credit card and theme credit card mean respectively? The standard is an ordinary credit card, indicating which bank issued it.
Co-branded cards are jointly organized with some shopping malls or large companies. There may be some points or discounts when shopping or spending, so you can use the popularity of the other party to improve your popularity.
Theme cards are cards with themes, such as the theme of the Olympic Games. China Merchants Bank has such a theme card. In fact, it is also a commemorative card of a special period. There is no special function, but the card has been designed to look better.
Question 5: What does a joint traffic credit card mean? It is used by two or more people. All it takes is a signature to spend it.
Question 6: Dear friends, JD. What does the white co-branded credit card of COM mean? Will there be any hidden dangers after the application? Thank you. 30 minutes. I don't know,
JD.COM White Bar is the credit line of JD.COM Mall. You should have a certain education, consumption level, work, etc. , as well as various network combat effectiveness. If the score is high, JD.COM will give you a high line. Third, JD. COM cash withdrawal is a shopping operation and can be withdrawn. You can ask if you don't understand.
Hope to adopt, thank you very much!
Question 7: What does the joint credit card of Agricultural Bank mean? Co-branded card is a kind of bank card jointly issued by issuing bank and for-profit organization. The most common is the joint debit card, that is, the bank card with joint nature developed on the basis of debit card. Co-branded cards not only have all the characteristics of bank cards-cash deposit and withdrawal, credit card consumption, transfer and so on. , but also according to the regulations of banks and merchants to add some new functions. Compared with other forms of credit cards, co-branded cards not only have low application requirements, but also enjoy double discounts. This entry details the functions, features and main advantages of the co-branded card.
Question 8: What does it mean that 8:JD.COM's activation information is inconsistent with that of the co-branded card? That is because your information is incorrect. It needs to be revised, and we can share a little secret. If you buy online, you can go to @ jingjingjingjing, which saves a lot. I only recommend it when I feel good. Thank you.
Question 9: What does it mean to apply for a joint unit membership number in a credit card daughter card? Don't understand! Please help! The picture is as follows. Your credit card is a joint card of Bank and Air China. Generally speaking, the advantage is that you can enjoy Air China's points when you buy air tickets. Air China itself also has joint units, such as Ctrip, and the cards of Air China's joint units can be used as Air China's points cards. This picture means that if you have a credit card of Air China or a credit card of Air China United Company, you can fill it in, and the bank can keep your original points and other rights. If not, you don't need to fill it out.