The Dragon Card Transformers 5 themed credit card is a fan credit card launched by China Construction Bank and Hasbro of the United States with the image of the "Transformers 5" movie as the card surface element.

The annual fee for the main card of the UnionPay Single Logo Standard Platinum Card is 580 yuan/card, and the annual fee for the supplementary card is 300 yuan/card. Each card-holding year requires a total of 10 card purchases and cash withdrawals (no limit on the amount). Annual fee is waived for the current year.

The annual fee for the main card of the Gold Card is 160 yuan/card, and the annual fee for the supplementary card is 80 yuan/card. The annual fee for the current year is waived for a total of 3 card purchases and cash withdrawals (no limit on the amount) in each card year.

The annual fee for the JCB single-logo standard platinum card is 580 yuan/card for the main card and 300 yuan/card for the supplementary card; the annual fee for the main card of the gold card is 160 yuan/card and the annual fee for the supplementary card is 80 yuan/card. Cards, these two models implement a policy of waiving annual fees during the validity period.

Extended information

Consequences of overdue payment

1. Liquidated damages are incurred, which are generally the minimum repayment amount and 5% of the unpaid portion.

2. The interest is high, and the interest is compounded. The interest rate is very scary when the debt is large.

3. Overdue credit records will be stained, resulting in the inability to handle financial needs such as house purchases and loans within the next two years.

4. If the payment is overdue for more than 3 months, and the amount exceeds RMB 10,000, and the bank has failed to pay multiple reminders, you will not only have to bear the repayment, but may also bear criminal liability.

Reference: Baidu Encyclopedia-Credit Card