1. Financial functions of UnionPay credit card products.
for overdraft consumption, cardholders can enjoy an interest-free period ranging from 2 to 5 days, and full repayment on the credit card repayment date can be interest-free; Overdraft cash withdrawal, when the cardholder needs cash, he can use CCB Tuniulong Card to withdraw cash through ATM machines, China Construction Bank mobile banking, official online banking, bank branch counters and other channels.
after the credit card is overdrawn, the cardholder can also choose bill installment, consumption installment, decoration installment, car purchase installment, merchant installment, etc. Accumulate points for consumption, which can be used to exchange gifts, offset annual fees, and exchange air miles.
2. As a co-branded credit card of Tuniu Travel Network, cardholders can also enjoy the rights of Tuniu membership and privileges of Tuniu Longka:
(1) 28% discount on Tuniu consumption
Cardholders can enjoy 98% discount on each order when ordering designated tourism consumption products through Tuniu Longka on Tuniu Travel Network. (Can't be shared with full reduction activities)
(2) Free airport delivery service
Cardholders who book outbound package tours and self-help products on Tuniu Travel Network and travel by themselves can enjoy airport delivery rights once a year, and twice a year. At present, the service is limited to Beijing, Shanghai, Guangzhou and Shenzhen.
(3) Free Wi-Fi privilege
Cardholders who book outbound package tours and self-help tours on Tuniu Travel Network can enjoy free Wi-Fi gold card once a year and platinum card four times a year in Tuniu Wi-Fi coverage area.
(4) Two-way points:
Two-way points: Tuniu Longka cardholders can use Tuniu Longka to pay in Tuniu Travel Network, which can accumulate Tuniu member points (namely "Tuniu member reservation reward") and CCB credit card points at the same time.
Tuniu member reservation reward: Gold card enjoys 1 time reservation reward and Platinum card enjoys 1.5 times reservation reward. (Booking reward: members who book the corresponding category of tourism products in Tuniu can get the corresponding multiple * the actual payment amount of the order /1, and some categories do not enjoy this right. If there is any subsequent adjustment, the rules published on Tuniu website shall prevail).
Credit card points of CCB: 1 point is spent on 1 yuan, except for consumption types without points.
(5) In the designated airport parking area or UnionPay exclusive parking area, you can enjoy 1 2-hour and 3 48-hour parking services every year when you use UnionPay Platinum Card to spend money in 1 yuan.
(6) Colorful discounts on hot purchases
With the logo on the back of the card, you can enjoy the preferential treatment of more than 6, merchants in the fields of clothing, food, entertainment, travel and shopping all over the country. Cardholders can download the "China Construction Bank" mobile phone client or pay attention to the "Longka Credit Card" WeChat subscription number, so they can check the rights and interests of nearby alliance partners and their members and the latest preferential information anytime and anywhere, and the wonderful activities will not be missed.
(7) Comprehensive travel guarantee
Cardholders can enjoy aviation accident insurance of up to 5 million yuan for standard platinum card and 1 million yuan for gold card when paying air tickets by swiping their cards.
if the cardholder delays the flight for more than 4 hours, he can enjoy the maximum flight delay insurance of 2, yuan and baggage delay insurance in 1 yuan.
if the cardholder steals the card abroad 48 hours before reporting the loss, he can enjoy the protection service of losing the card with a maximum of 2, yuan for the standard platinum card and 1, yuan for the gold card.
(8) Longka is safe to use
Every month, 3 yuan can enjoy instant messaging service, and domestic and foreign stolen transactions can enjoy the maximum compensation guarantee of 5, yuan.
Extended information:
Longka Tuniu Travel Card (hereinafter referred to as "Tuniu Longka") is a joint-name credit card product issued by China Construction Bank Co., Ltd. and Nanjing Tuniu International Travel Service Co., Ltd. (hereinafter referred to as "Tuniu Travel Network") based on the card demand of young business travelers. It is a happy and worry-free trip with distinguished business travel courtesy and thousands of merchants' shopping concessions and travel guarantee services.
3. The annual fee for the gold card is 16 yuan/card, and the supplementary card is 8 yuan/year.
Reference: Longka Tuniu Travel Card-China Construction Bank-Credit Card Channel.