When banks approve credit card issuers, they will first assess the qualifications of the applicants.

1. Confirm whether you are a legal citizen of China.

2. Is the handling age within the manageable range?

3. Do you have a stable job?

4. Do you have a financial certificate?

Based on the above situation, if you have no house, car or job, it is relatively difficult to ask the bank to grant you a loan. If you can find a unit to issue a certificate for you, you can apply for a card, but the amount may not be very high.