Sesame Credit is deducted from Alipay account free of deposit, and if Alipay account has no money, it will be deducted from the bound bank card. The payment method of sesame credit deposit-free is to deduct money through Alipay, and the corresponding amount will be deducted from the user's Alipay account when deducting money. If the user's Alipay balance is insufficient, he can use the bound bank card or credit card to make payment.