If you pay in advance by credit card, you must return it within the specified time. The repayment time of each bank credit card is different. Some card friends often forget the repayment period because they have too many credit cards. If you don't want to experience the painful experience of overdue credit cards, you should keep in mind the billing date and repayment date to avoid extending the credit card account period.

How to view the extended account period of a transaction?

1 Call the customer service number of the credit information center of the issuing bank;

2 Open the bank credit card center official website, and there will be this article on the homepage of the website to remind customers;

3 Log in to online banking, and the system will automatically identify overdue customers;

4 Log in to the mobile banking APP of each bank, bind the credit card, select Message-Account Manager to view, or query in the transaction details;

5 Pay attention to the official account of credit card WeChat, bind it, and inquire through the bill inquiry function of WeChat official account.

How to enjoy the longest billing cycle

It is suggested that users who have more than three credit cards should take three credit cards as an example and set billing dates separately, with the best interval between each billing date of about 10 days. Before setting, you can call the bank credit card center to understand the modification requirements. Because all bank statements are required to be revised on the same day, the interest-free period of your credit card will be extended in the next issue after the bill is revised, and all credit cards can only be revised once during the validity period.

Take card A, card B and card C as examples. If the accounting date is 5th,15th and 25th are counted separately. Then from 16 to 25, it is more inclined to brush B card; From 26th to 5th, I prefer to swipe C card; From 6th to15th, I prefer to swipe my A card. Reasonable account period can enjoy a longer interest-free period.