58 Haojie is also a platform where you can borrow money online, but not everyone can borrow it and certain conditions need to be met. Many people have heard that the 58 Haobao loan requires a credit report. However, even though it is not overdue, they may ask whether it is easy to pass the credit report after paying the 58 Haobao loan. Today I will give you a brief introduction.

Is it easy to pass the credit check after spending 58 yuan? The basic loan conditions of 58 Haodai are non-student mainland citizens who are between 18 and 55 years old, have a stable income, and have the ability to repay. Because it is a product of a financial institution, it also attaches great importance to the borrower's credit report. In addition to checking whether there are any bad records such as overdue credit, the inquiry record will also be referenced. The cost of credit reporting is mainly reflected in the inquiry records. For example, the inquiry records in the past six months have many records of credit card approval, loan approval, and guarantee qualification review, indicating that the borrower has applied for many loans or credit cards in a short period of time, and has not paid back the loan. I made a guarantee for someone else and had my credit check checked by a financial institution. Although there may not be an overdue record, it indirectly reflects that the applicant is in a relatively short of money situation and urgently needs to apply for a credit card or loan to make ends meet, which is suspected of paying for the past. It is not easy for this type of borrower to apply for a 58 loan, and they may not necessarily be rejected, but the review will be stricter than for people with good credit and no money. After all, people who are short of money may have problems with their repayment ability. What loan platforms are most afraid of is not being able to get back the money they borrowed. It is recommended that people with credit problems should spend about 3 months to improve their credit and reduce the impact of credit problems before applying for a 58 loan, or interact more with the platform and apply for 58 finance before taking out a loan. The business can increase account activity and demonstrate economic strength, which can help improve the pass rate of 58 loans. The above is the relevant introduction to "Is it easy to pass the credit investigation after spending 58 on it?" I hope it will be helpful to everyone.