Generally speaking, the bank card for transportation has a variety of numbers at the beginning, so the joint funds with JD.COM don't all start with 62. The card at the beginning of 62 is a UnionPay credit card, with UnionPay standard on its face. It can be used in China, but it cannot be paid abroad. The credit card beginning with 52 is a credit card with the master card logo on the card face, that is, MasterCard is an international credit card organization, and it can also be paid and settled abroad.