Some credit card points are cleared every year, but most are not.

As soon as the end of the year comes, the points in many membership cards and shopping cards will be cleared. Therefore, cardholders need to use up all the points accumulated in these cards before the end of the year, otherwise they will void.

So, will the credit card points be cleared at the end of the year? Do they need to be redeemed in time? In fact, many banks' credit card points also have validity periods, but each bank's credit card points validity period and expiration rules are different. Below, Yinsu.com analysts will take stock of the rules related to the validity period of each bank’s credit card points.

Many banks have more user-friendly regulations on the validity period of credit card points, and credit card points are permanently valid, including Industrial and Commercial Bank of China (Credit Card Application at Bank Center Credit Card Center), China Construction Bank (Credit Card Application at Bank Center Credit Card Center), Agricultural Bank of China (Bank Center Credit Card Center Credit Card Application).

China Merchants Bank (Bank Center Credit Card Center Credit Card Application), China Minsheng Bank (Bank Center Credit Card Center Credit Card Application), Industrial Bank (Bank Center Credit Card Center Credit Card Application).

Hua Xia Bank (Bank Center, Credit Card Center, Credit Card Application), Postal Savings Bank, etc. As long as the cardholder does not cancel the card, the points accumulated in the card will remain valid and can be redeemed at any time. Other bank credit card points have longer or shorter validity periods.

Extended information:

The following is a summary of the validity periods of points from major banks:

1. The validity period of points applied for credit cards at Guangfa Bank Bank Center and the validity period of the credit card with accumulated points All points that expire at the same time will be reset to zero;

2. Credit card points applied for Agricultural Bank of China Bank Center Credit Card are permanently valid'

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3. China Merchants Bank Bank Center Credit Card Points applied for a credit card are permanently valid;

4. Points applied for a credit card from an Industrial Bank Bank Center credit card are permanently valid;

5. Points applied for a credit card from a China CITIC Bank Bank Center credit card are valid for a maximum period of two years and a minimum period of one year years;

6. The credit card points applied for Bank of Communications Bank Center Credit Card are valid for two years;

7. The credit card points applied for Minsheng Bank Bank Center Credit Card are valid permanently;

8. The credit card points applied for the Bank Center Credit Card of China Everbright Bank are valid for five years;

9. The credit card points applied for the Bank Center Credit Card of the Industrial and Commercial Bank of China are valid for two years;

10. The Bank Center Credit Card of the Bank of China The points applied for a credit card are valid for two years;

11. The points applied for a credit card at the China Construction Bank Bank Center are valid all year round during the validity period of the card;

12. The points applied for a credit card at the Ping An Bank Bank Center are valid for three years Year;

13. The credit card points applied for Hua Xia Bank Bank Center Credit Card are valid forever;

14. The regular card points applied for Shanghai Pudong Development Bank Bank Center Credit Card are valid for 2 years, and the gold card points are valid for 2 years. 4 years, and the Platinum Card standard card points are valid for 5 years;

As soon as the end of the year comes, the points in many membership cards and shopping cards will be cleared. Therefore, cardholders need to rush to clear their points before the end of the year. Use all the points accumulated in these cards, otherwise they will be invalid;

So, will the credit card points be cleared at the end of the year, and do they need to be redeemed in time? In fact, many banks' credit card points also have validity periods, but each bank's credit card points validity period and expiration rules are different. Below, Yinsu.com analysts will take stock of the rules related to the validity period of each bank's credit card points;

Reference: Baidu Encyclopedia-Guangfa Bank

Reference: Baidu Encyclopedia-Agricultural Bank of China< /p>

Reference materials: Baidu Encyclopedia - China Merchants Bank (China Merchants Bank)

Reference materials: Baidu Encyclopedia - Industrial Bank

Reference materials: Baidu Encyclopedia - China CITIC Bank< /p>

Reference materials: Baidu Encyclopedia-Bank of Communications

Reference materials: Baidu Encyclopedia-China Minsheng Bank

Reference materials: Baidu Encyclopedia-China Everbright Bank

Reference materials: Baidu Encyclopedia-Industrial and Commercial Bank of China

Reference materials: Baidu Encyclopedia-Bank of China