1. Background introduction

JP Morgan and JPMorgan Chase are both American investment banks. JP Morgan is known for its strong capabilities in investment banking and securities trading, while JP Morgan Chase focuses on managed assets and retail banking services. Both companies have extensive customer bases and operations around the world, but they differ in many ways.

2. Global business

JP Morgan is an investment banking company with an extensive global customer base and business scope. It has strong capabilities in stock trading, bond trading, foreign exchange trading, financial consulting and wealth management. JPMorgan Chase is a company that provides customers with a full range of financial services. Its main businesses include investment and financial services, personal banking services and asset management services. While both companies have extensive global operations, their business focus is different.

3. Retail Banking

JPMorgan Chase is very strong in the field of retail banking. It operates hundreds of branches across the United States, especially in major cities such as New York City and California. Although the most popular service is personal banking, the company also offers services such as auto loans, distressed asset management, consumer loans, and credit cards. In contrast, JP Morgan has invested relatively little in the field of retail banking, and its business is mainly focused on corporate clients.

4. Income sources

JP Morgan and JPMorgan Chase also have some differences in their income sources. The majority of revenue comes from investment banking and trading market operations. Both companies have leading positions in both areas. Although JPMorgan Chase also provides a large number of financial services, its income structure is more diversified than JP Morgan. In fact, even though JPMorgan Chase has become a diversified company, its revenue from retail banking services is also significant.

5. Employee culture

Although both companies are known for their strength, their employee cultures are also different. JP Morgan has a strong reputation for performance and strong reputation. The company sets a strict career path, meaning employees must perform well in order to advance. JPMorgan Chase is considered a more open and liberal company, which allows employees to express their ideas and creativity more freely.