credit record

Yes Overdue for more than 20 times, there should be a bad credit record.

The consequences of overdue credit cards are:

I. Bank Credit Card Banking Center will charge late fees and interest:

1, the late payment fee is based on

Minimum repayment amount

Calculated by 5% of the unpaid part, the minimum charge is RMB 65,438+00 or USD 65,438+0 yuan.

2. At the same time, the bank will also charge the whole.

bill

The daily interest is five ten thousandths.

Second, the impact of credit:

1. If it is overdue within one month, it will be deemed as overdue once. As long as it is overdue, even once, I want to be promoted.

quota

More difficult;

2. If it is overdue for 3 consecutive times or accumulated for 6 times, there will be a bad credit record, and it will be difficult to borrow money and apply for a credit card in the future;

3, overdue more than a certain.

a sum of money

The bank will freeze the credit card.