Bank of China-All Currency International Chip Card
This card can reduce the currency conversion fee. The card has only one US dollar account, and all currency transactions consumed by the cardholder will be included in the US dollar account. Moreover, the cardholder can also choose to automatically settle in RMB when opening the card.
This card has two functions: a savings card and a credit card. Cardholders can not only deposit idle money in the bank to earn current interest, but also make overdraft consumption.
But there is no UnionPay logo on this card. Even if you use this card in China, it is through the visa channel.
Agricultural Bank of China-Jinsui Youyou World Credit Card
The biggest feature of this card is that no matter what currency the cardholder uses around the world, there will be no extra handling fee.
Industrial and Commercial Bank of China-Multi-currency Credit Card
ICBC multi-currency credit card accounts in other currencies except RMB account 10.
China Construction Bank-Longka Global Payment Card
This card has two accounts, RMB and USD. The arrears of this card will be automatically transferred to the RMB account.