; ? Micro-loan network is a professional service platform in automobile mortgage, which is well-known in the industry. Most people have bought cars these days, and once they are short of money, they will think of mortgage loans for vehicles, because this way has a high amount of money, *, and the next payment is fast, so what about micro-loan car loans? What products are there? How much is the interest?
first, the official publicity of the micro-loan network is the main business of the micro-loan network, and the vehicle mortgage loan is in the eye-catching position of "I want to borrow". Slogan "If you have a car, you can borrow it, and the money can be borrowed from the car." This is an obvious mortgage loan, which belongs to the mainstream automobile mortgage; Judging from the application conditions, the threshold is still relatively low, and it can be handled with an income of more than 2,; The maximum amount is 5,, and the loan is reviewed and released in 2 hours, and the monthly comprehensive rate is as low as .55%; From the introduction, it is very suitable for car owners, with high quota and fast payment; Compared with bank loans, it is more flexible and convenient.
2. What auto mortgage products are available on the micro-loan network? 1. Vehicles that are mortgaged by car loans need to go through mortgage registration procedures at the vehicle management office and provide relevant vehicle documents. There are many modes to choose from, such as GPS without parking and parking, and there will be differences in the amount and handling fee. 2. Owner's credit loan is suitable for car owners. You don't need to register the mortgage. You can get the loan by inputting the owner's information.
3. How much interest does the micro-loan network car have on loan? According to the micro-loan network official website, the minimum monthly interest on car loan is .55%. Because there are some handling fees for car loan, it is not just interest. The monthly interest rate of car owners' credit loans is between .6% and .8%, which is relatively reliable from the interest rate shown by official website alone, but this rate changes according to users' qualifications, so everyone can choose freely according to their own needs. How to borrow a micro-loan car mortgage loan? Apply for a car owner loan
; ? Micro-loan network is an internet financial service platform focusing on automobile mortgage. It was officially put into operation in July 211 and is headquartered in Hangzhou. On this platform, users can borrow or lend. Micro-loan network is an information docking platform between borrowers and lenders. Then, how to borrow a micro-loan car mortgage loan? Let's learn about it together.
how to borrow the micro-loan car mortgage loan? You can directly apply for the "owner loan" on the micro-loan network. As long as you have a car under your name and go through the formalities of vehicle mortgage, you can realize the loan.
1. Application conditions for owner loan of microfinance network 1. The borrower is over 18 years old and under 7 years old; 2. The borrower has a car, and the mortgaged vehicle is a free vehicle, so there is no car loan at present; 3. The age of the mortgaged vehicle is more than 1 month and less than 1 years; 4. Mortgaged vehicles need to go through mortgage registration procedures at the vehicle management office; 5. The vehicle documents are complete, that is, the vehicle registration certificate, vehicle driving license and driver's license are required.
second, the characteristics of the main loan products of the micro-loan network 1. The maximum loan amount is 2,, which can be approved quickly; 2. After approval, the loan will be released as soon as one hour; 3. The repayment period is flexible, and it can be selected from 3 days to 36 months at will; 4. The loan rate is low, the monthly comprehensive rate is as low as , and there are various service modes such as GPS without parking and parking.
Third, the application process of the owner loan of the micro-loan network 1. Fill in the name and my real-name registration system mobile phone number, submit the application online, and the results will be available in 1 seconds at the earliest; 2, enter the store to check the car, the car inspection is free, the fastest 1 minutes, and evaluate the value of the car; 3. Go through the loan procedures and determine the loan amount, loan rate and repayment period; 4. Issue loans and receive bank cards. The above is the relevant content about "how to borrow the micro-loan car mortgage loan", hoping to help you. Can't I borrow the credit loan of the owner of the micro-loan network? Let's see what to do!
; ? After entering 219, online lending platforms with the background of listed companies have become more popular. Therefore, there are many people who go to the micro-loan network to apply for car owners' credit loans. However, some people find that their own micro-loan network owners' credit loans can't be borrowed. Here, I will tell you what this is all about. Because the owner's credit loan of micro-loan network is a pure credit loan product, the borrower is not required to mortgage the vehicle, so the comprehensive credit requirement for the borrower is relatively high, and the final judgment will be made before lending. For people with insufficient comprehensive credit, they will encounter the situation that they can't borrow the quota. What should I do if the credit loan of the owner of the micro-loan network cannot be borrowed? Here, I would like to introduce some countermeasures for you.
1. Find the problem. If you want to solve the problem that the owner of the micro-loan network can't borrow the credit line, the first thing you have to do is to find the problem, and then you can prescribe the right medicine. The specific reasons why the credit line of the owners of micro-loan network can not be borrowed are: insufficient credit information of the central bank, insufficient repayment ability, invalid application materials, poor car use records and so on.
2. improve your comprehensive credit. after finding the problem, everyone should find ways to improve their comprehensive credit. I suggest you do this: (1) Improve your personal data according to the situation and ensure that all the data are true and effective; (2) Reduce their own liabilities, strive to increase their income and improve their repayment ability; (3) Pay attention to protecting your personal credit information and pay off all kinds of loans and credit card bills in time. To sum up, it is because of the lack of comprehensive credit that micro-loan network owners can't borrow credit lines, so we need to further improve our comprehensive credit.