This situation will not affect your credit report.

According to data from Hualu.com, inactivation of credit cards will generally not directly affect an individual’s credit record. However, if you apply for too many credit cards and fail to activate or use them in time, it may be considered a Credit wasteful behavior will affect your credit rating, credit limit and credit history.

Due to the high overdraft limit of your credit card, failure to activate and set up a repayment method in time may lead to overdue payments, penalty interest, late fees and other fees, thus affecting your credit. Therefore, it is recommended to activate the credit card promptly after applying for it, and use and manage the credit card reasonably according to your actual situation to maintain a good credit record and credit rating.