Both are good, each has its own benefits

CITIC Bank’s “Air ChinaMiles” membership card combines the Air ChinaMiles membership card and the CITIC Credit Card. The benefits you can enjoy include: 24-hour aviation accident insurance and more. You can get high-value aviation injury insurance for free by using the "Air China Zhiyin" CITIC credit card to pay for air tickets or pay a tour group fee of more than 80 RMB. Platinum and titanium cards have insurance coverage up to RMB 15 million. The insurance amount for the gold card is up to RMB 3 million, and the insurance amount for the regular card is up to RMB 500,000. The accompanying spouse and children are protected. 24-hour free accidental admission medical insurance provides emergency assistance covering 270 network hospitals in 31 provinces and cities across the country. If an accident occurs accidentally, you can enjoy accidental admission medical insurance when you stay at a network hospital. The insurance amount is up to 10,000 yuan for platinum cards/titanium cards; up to 5,000 yuan for gold cards/regular cards. CITIC Bank i Platinum Credit Card can be said to be CITIC Bank’s most popular platinum credit card. This is because its benefits and annual fee policy are very, very good.

Benefits:

1. Not only can you enjoy points for online transactions, but you can also enjoy twice the points. Detailed maximum monthly income and expenditure is 10,000 cents. You can also enjoy 4 times the points during your birthday month.

2. Transportation can enjoy huge protection. If the cardholder pays a full air ticket or a vacation tour fee of not less than 80 RMB with the card, they can get 5 million yuan of accident insurance completely free of charge