Applying for a Bank of Communications credit card is relatively easy. However, to apply for this credit card, the following conditions need to be met:

1. The applicant must be over 18 years old;

2. The applicant must provide a valid ID card;

3. The applicant has a good credit record and no bad records;

4. The applicant has a stable job and can provide proof of employment and income;

5 , If conditions permit, you can also provide other financial certificates, such as bank deposits, real estate, cars, stocks, bonds, etc.

What are the conditions for credit card installment?

1. Credit card installments cannot be used to pay credit card interest fees, cash withdrawals and transfer transactions, as well as outstanding debts that have been paid for in installments. Supplementary cardholders can only apply for installment for their own single consumption transaction.

2. The installment consumption amount must be within the cardholder’s credit card limit. If it exceeds the limit, installment cannot be carried out.

3. Applying for installment consumption requires a certain amount. For ordinary credit cards, a single card payment or the total amount of consumption debt in the account must reach RMB 1,000 or USD 100; for Y-Power credit card, a single card payment or the total amount of consumption debt in the account must reach RMB 500 or USD 60, and not exceeding RMB 350,000 or USD 15,700.