For credit card payment, the agreement on the payer is as follows:
If the seller has enabled the credit card payment function and paid by credit card, the handling fee of 1% will be deducted from the money received by the seller Alipay when confirming the receipt.
If the seller does not open the credit card payment function and uses the credit card to pay, the buyer will enjoy the free monthly 500 yuan/card quota, and the consumption within the free quota will be free of handling fees. If you spend more than the free amount, if you don't have a replaceable credit card, you will be charged a handling fee of 1%.
Therefore, if you run out of free credit card payment, please choose Alipay or savings card to avoid handling fees.
Extended data:
Table of handling fees for various bank cards
1. Industrial and Commercial Bank of China: the card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 300 yuan. In 3 yuan/quarter, the debit card withdrawal fee of our bank in the same city is free, and the inter-bank withdrawal in the same city is 4 yuan/transaction; Credit card deposits in different places are free of handling fees, and the minimum for each withdrawal is 1% of the amount charged, and the maximum is 1 yuan, and the maximum is 50 yuan.
2. Agricultural Bank of China: the credit card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter, and 2 yuan/pen is withdrawn from banks in the same city (4 yuan, Guangdong); 1% of the amount charged for cash withdrawal by credit card, with a minimum of 1 yuan/transaction, and other banks will add 2 yuan inter-bank handling fee.
3. China Construction Bank: the card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged in 3 yuan/quarter and the withdrawal amount of inter-bank withdrawal in 4 yuan 1%.
4. Bank of China: the card processing fee is 5 yuan, the annual fee is 10 yuan/year, and the small account management fee is not charged, and the bank in the same city withdraws 4 yuan/transaction.
5. Bank of Communications: the card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 500 yuan/quarter. The same city/transaction bank withdraws money from 2 yuan.
6. Postal savings: credit card processing fee in 5 yuan, inter-bank withdrawal in the same city 4 or 12 yuan/transaction. Most provinces and cities do not charge annual fees and small account management fees.
Baidu encyclopedia-handling fee