2. Detailed description:

A. A credit card overdue for 1 days means that the cardholder has delayed repayment for a long time after the repayment date. Such overdue records will have a negative impact on personal credit records.

B. other banks usually check the applicant's credit history when approving credit cards or loans. The overdue record is one of the important factors, which can reflect the individual's repayment ability and borrowing discipline.

C. when the cardholder has a long overdue record, other banks may think that his credit risk is high, so he may refuse to apply or offer higher interest rate and limit.

3. Summary:

Credit cards overdue for 1 days will have a negative impact on other banks' credit cards and loans. As a part of credit evaluation, overdue records may cause other banks to refuse applications or provide unfavorable conditions.

4.

Extended information:

A. In addition to overdue credit cards, other bad credit records such as arrears and breach of contract will also have an impact on credit evaluation.

B. Cardholders should try to avoid overdue credit cards, and timely repayment is an important way to maintain a good credit record.

C. if overdue records have appeared, cardholders should pay off their debts as soon as possible and communicate with banks to try to restore good credit.

note: the above information is for reference only, please operate according to the actual situation and relevant laws and regulations.