If you want to restore the Baoyin consumption freeze, the borrower must pay off the balance in full as soon as possible, contact customer service (phone: 4006695352) to explain that the debt is not malicious, and apply for unfreezing. As long as the overdue amount is not serious, Baoyin Consumption will generally agree to unfreeze and restore it.

Baoyin Consumption is a licensed consumer finance company approved by the China Banking Regulatory Commission. If the borrower repays overdue or there are security risks in the account, Baoyin Consumption may be frozen. Recovery requires detailed analysis and resolution of specific issues:

1. Baoyin consumption has been frozen overdue. The borrower must pay off the balance in full as soon as possible, contact customer service (telephone: 4006695352) to explain that the debt is not malicious, and apply for unfreezing. As long as the overdue amount is not serious, Baoyin Consumption will generally agree to unfreeze and restore it.

2. Baoyin consumer accounts have been frozen due to security risks, and borrowers can only apply for unfreezing or restoration until the security risks are resolved.

At present, the main loan models of Baoyin Consumer Finance are credit card repayment and pure credit cash loans. When applying for a loan, you do not need to prepare a mortgage or guarantee, as long as you have a credit card, ID card, etc. in your name. Therefore, you don’t need to worry about the safety of your property on the occasion. The loan interest rate of Baoyin Consumer Finance is relatively transparent. Apart from the loan interest, there are almost no other fees. The daily interest rate of Baoyin Consumer Finance’s credit card repayment business is as low as 0.014, and the daily interest rate of cash loan business is as low as 0.025.

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