VISA credit card is a credit card jointly issued by the issuing bank and VISA International Organization. This credit card can be used by VISA merchants all over the world. The credit card has VISA international logo on its surface.

More than 29 million merchant trading points in the world can accept Visa cards, and 6.5438+0.8 million ATM can withdraw cash services, which is infinitely convenient. There are more than 654.38+85 million Visa cards in circulation around the world, which proves that Visa is the most popular payment brand. Visa provides a wide range of credit and debit card products to meet various payment and daily needs.

In 2008, Visa was listed on the new york Stock Exchange (NYSE), and it became the largest IPO in American history with a financing amount as high as 654.38+09.7 billion US dollars, with the stock trading code "V"; In 2008, as of June 5438+February 3, 20081,the transaction volume of American debit cards exceeded that of credit cards for the first time.

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Credit card issuer

VISA International itself does not issue cards directly. Visa brand credit cards are issued by members (mainly banks) participating in Visa International.

In the Asia-Pacific region, Visa International has more than 700 member financial institutions and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make you feel safe, convenient and reliable when you consume.

Visa Credit Card has set up representative offices in Beijing and Shanghai 1993 and 1996 respectively. Visa has 17 Chinese-funded member financial institutions and 5 foreign-funded member banks in China, including UnionPay.

VISA credit card is a kind of international credit card, and its payment intermediary is an international VISA organization (like China UnionPay). Because the only payment provider for the Olympic Games is VISA, you can only pay for tickets and shopping in Olympic venues through VISA credit card.

There are two international payment organizations for international credit cards, one is VISA and the other is MASTER. It is also called a dual-currency card because it is settled in RMB through UnionPay payment and in US dollars through VISA or MASTER payment. Therefore, when you apply for an international credit card, you will be asked to choose VISA card or MASTER card on the application form.

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