How to apply for an Agricultural Bank of China credit card?

Applicants for Agricultural Bank of China credit cards must be over 18 years old, have full capacity for civil conduct, have a fixed income, and have good credit qualifications. You can apply for an Agricultural Bank of China credit card through the following methods:

1. Agricultural Bank of China’s mobile banking: Download the Agricultural Bank of China’s mobile app (Apple 12, ios 14, Agricultural Bank of China version 6.7.0) and install it. After the installation is complete, open it, enter your username and password, click login, click Credit Card - Apply for a Card after successful login, then select the credit card product you need to apply for, and fill in your personal information as required to apply;

2. Agriculture Bank online banking: Open the official website of Agricultural Bank of China () (macbookpromos14 opens Google version 92.0.4515.131), click on personal online banking login, enter the user name and password to log in, after logging in, select personal services-credit card-I want to apply for a card, select the credit card that needs to be applied for and Fill in the information as required to apply;

3. Agricultural Bank of China WeChat official account: Open WeChat (Apple 12, ios14, WeChat version 8.0.13), add friends in the upper right corner, select the official account, and search for agriculture Bank, pay attention to the Agricultural Bank of China credit card, click on the card application/binding card in the lower left corner, select I want to apply for a card, select the credit card that needs to be applied for, fill in the personal information as required, and you can apply;

4. Agricultural Bank of China Branch counter: Please bring your valid ID and personal related materials to any nearest ABC branch to apply. The specific personal materials required will be different in each branch. You can consult the staff at the branch counter for details.

Definition of credit card limit:

Credit card limit, also commonly referred to as the available limit of a credit card, refers to the maximum amount that can be used by your credit card, which includes the credit limit (i.e. the maximum amount of credit card The limit that can be used for overdraft) and the amount deposited on the credit card. The limit of any credit card depends on the valid income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained.

What should I do if I want to apply for an Agricultural Bank of China credit card? Need those things.

1. Application conditions for Agricultural Bank of China credit card

Any individual with full capacity for civil conduct and legal income can apply for a personal master card from Agricultural Bank of China with his or her valid identity document.

The main card applicant can also apply for a supplementary card for his parents, brothers, sisters, spouse or children, and for relatives who are over 16 years old. The validity period of the supplementary card is the same as that of the main card. The main cardholder has the right to request cancellation or stop payment of his/her supplementary card, and all transactions with the supplementary card will be credited to the main card account.

2. Materials required for Agricultural Bank of China credit card application

1. Identity certificate: copy of resident ID card or military officer certificate; if you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner applying in the mainland , you also need to provide proof of employment.

2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).

3. Supporting information for Agricultural Bank of China credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months. The original document of any fee, a copy of a time deposit certificate issued at the Agricultural Bank of China with an amount exceeding 10,000 yuan, etc.

Extended information:

Five tips for applying for Agricultural Bank of China credit card:

1. Stable career. Professionals such as civil servants, teachers, doctors, employees of Fortune 500 companies, and staff of public institutions.

2. Fixed residence. It is best to have a copy of the real estate certificate; sometimes you do not provide a copy of the real estate certificate. If you have a mortgage with a bank, the credit card reference center will also find it, which will help improve the success rate of credit card application.

3. Sustained and stable income. An annual salary of two to three hundred thousand or more will definitely help you apply for an Agricultural Bank of China credit card. Regarding income status, it is not that the higher the salary, the better! The credit reporting center generally follows the principles of income scoring: civil servants are better than ordinary people; large state-owned enterprises are better than other enterprises; sustained and stable middle income is better than unstable high income; bank card wages are better than cash wages.

4. Good historical credit record.

Credit record plays an increasingly important role in the card application process. It mainly depends on your personal credit card usage/repayment information, loan information, and also includes personal telecommunications, water, electricity, gas and other payment information. A good credit history can ensure that you are approved by the Agricultural Bank of China's approval system.