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How to apply for a China Merchants Bank credit card in Shanghai

In Shanghai, you can choose to go to a bank branch to apply, or you can choose to apply online. In a city as big as Shanghai, it is definitely very convenient. I won’t go into details about how to handle it at the branch. As long as you bring the materials to any CMB branch in Shanghai, it will be fine. The general process for applying for a credit card at an outlet is as follows:

1. The parties concerned bring their ID cards, household registers, proof of fixed residence, proof of work income, proof of property, etc. (The more such proofs provided, the more favorable it is for the application and application process. amount), go to the bank to queue up and call the number, go to the counter staff to get the application form, and then fill in the required content in the customer column above;

2. After the number is called, go to the counter and put your ID card, Submit the household registration book, proof of fixed residence, proof of work income, application form, etc. to the counter staff and follow the instructions of the counter staff. After completing the application, go home and wait for the SMS notification and credit card issuance to be reviewed.

3. You can also apply on the bank’s official website. Follow the prompts. It should be reminded that there is no need to pay for a formal credit card application, and it is free of charge at the bank.

The online application method is: please log in to the credit card website/, select "Credit Card Application" - "New Customer Application Channel", and apply through the "Easy Appointment, Door-to-Door Service" online banking application appointment platform. It is simple to fill in online Please wait for the bank's review of your reservation information. If approved, a specialist will come to your door to serve you. If you want to apply in this way, please confirm your area first to see if China Merchants Bank can provide free appointment door-to-door service (the result will be displayed after selecting the province/city/district);

In addition, generally The specific requirements for application are as follows:

A. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. , if other financial supporting documents can be provided, it will be more helpful to understand the personal situation and judge the credit limit. Detailed

B. The application materials are as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel are required to provide Copy of military ID;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal ), or a copy of the original and marked work ID that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and investment market value certification documents (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

If you still have any worries, you can call the customer service of the bank where you hold the card to ask for relevant information. You can also go to the I Love Card website to see if anyone else has answered the same question as you. In addition, the poster You can also apply through the official website of My Love Card, which is quite reliable. I hope my answer can help you!