How to calculate the minimum repayment interest of Shanghai Pudong Development Bank credit card?
After the credit card holders of Shanghai Pudong Development Bank return their credit cards according to the minimum repayment amount, their personal credit will not be affected and they will still be regarded as timely repayment. However, all consumption (except cash withdrawal) on the current bill shall be calculated at the rate of 0.5 ‰ per day from the transaction bookkeeping date to the actual repayment date.
(Image from Shanghai Pudong Development Bank Credit Card WeChat official account)
In addition, the calculation formula of the minimum repayment amount of the credit card bill of Shanghai Pudong Development Bank is: the minimum repayment amount = the unpaid part of the minimum repayment amount in the previous period+the total amount exceeding the credit line in the current period+the newly added interest and expenses in the current period+the payable amount in the current period+the principal settled in advance in installments+the total amount of self-owned equity+the accumulated unpaid overdraft withdrawal principal in the current period+the accumulated unpaid transaction principal in the current period of 5% (65,438+00% in the first month).
The above is the answer to how to calculate the interest on the minimum repayment amount of Shanghai Pudong Development Bank's credit card. I hope it will help you.