If a credit card dispute goes to court, the court will serve a summons on the defendant. The court summons shall specify the name, gender, age, address, reasons for summoning, time and place of the case and other relevant matters. According to the provisions of China's Civil Procedure Law, summons is issued by the people's court, which is usually applicable to summoning the parties, and should be served directly on the summoned person in advance according to law. According to the provisions of China's Civil Procedure Law, the people's court shall, according to the actual situation, send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of service of the announcement.