There are no consequences, but it is not conducive to the following aspects.

1. In terms of credit limit, it is not conducive to increasing the total number of credit cards. The credit limit under the cardholder's name is fixed. If you hold five credit cards of a bank with a credit line of 65,438 yuan+00,000 yuan, then these five credit cards share the credit line of 65,438 yuan+00,000 yuan. When you spend 2000 yuan on one card, it means that the other four cards can still spend 85438+0000 yuan.

2. From the perspective of card management: Although the quota of the same bank is shared, the annual fee is accounted for separately, and the annual fee policies of different card types are not the same.

3. From the perspective of preferential activities, preferential activities are generally calculated by account. No matter how many cards a bank has, there is only one account, and the corresponding discount can only be enjoyed once.

Extended data

Consequences of overdue credit card:

1. The liquidated damages are generally the minimum repayment amount, that is, 5% of the unpaid part.

2, the interest rate is high, and it is rolling interest. When there are many debts, the interest rate is scary.

3. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years.

4. The overdue payment is more than 3 months, and the amount exceeds 1 000 yuan, and the bank has repeatedly failed to make dunning. At that time, you will not only pay back the money, but also bear criminal responsibility.