1. Through mobile banking or credit card APP, after downloading and installing the APP, register and log in to your personal account, select the bank card you want to apply for on the page, click to enter, fill in the relevant personal information as required, and then Submit and wait for review.
2. It can be processed through third-party platforms such as Alipay and WeChat. Taking WeChat as an example, users can follow the bank's official WeChat public account, select apply for a card in the menu bar, find the bank card they want to apply for, fill in their personal information and submit it.
What is a free bank account?
On August 1, the "Measures for the Administration of Prices for Commercial Banking Services" and the "Government Pricing Catalog for Commercial Banking Services" were implemented. Customers can apply for a "free account" from the bank. The new regulations clearly point out that for bank customers (excluding credit cards) who do not enjoy exemption from account management fees (including small account management fees) and annual fees, commercial banks should provide them with an account management fee-free account based on the customer's application. (Including small account management fees) and annual fee accounts (excluding credit cards and VIP accounts).
General bank accounts require an annual fee of about 10 yuan and a small account management fee. Users can be exempted from these two fees after applying for a free account. So how to apply for a free account from the bank?
How to apply for a "free account"?
Currently, the reduction of small account management fees is based on the customer's application. If you do not apply, the bank will not actively provide you with a free account.
1. If you are a new customer of the bank and have not opened an account before, you can apply directly; if you are an existing cardholder, you need to apply to modify the settings of the old card.
2. To apply for exemption of account management fees and annual fees, you need to go to the bank counter with your original bank card and ID card. Currently, some banks support online banking and mobile banking. In order to avoid wasting time, you can call the bank’s customer service for consultation before applying.