If you can't apply for installment due to insufficient quota, it is suggested that the following methods can be adopted:

(1) Apply for raising the fixed quota; (2) For the insufficient amount, the installment transaction is completed by depositing the corresponding amount of money (that is, overpayment installment); This needs to be applied manually.

(3) pay part of the money to the merchants in cash or other ways to reduce the amount of installment payment;

(4) Call to apply for bill installment after one-time payment, but the corresponding handling fee is required for bill installment. Whether the application is passed or not is subject to the comprehensive evaluation result of our bank.

If you have any other questions, please open the homepage of China Merchants Bank, www.cmbchina.com, and click "Online Customer Service" in the upper right corner to enter the consultation.