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What does it mean that China Everbright Bank needs a face-to-face visa to pass the credit card preliminary examination?

This means that your card has been approved, and the next step is to go to the bank and sign it in person.

CreditCard is a non-cash transaction payment method, and it is a micro-credit payment tool provided by banks to users. The earliest credit card appeared at the end of 19th century.

Credit cards are divided into credit cards and quasi-credit cards, which can provide settlement services, facilitate shopping and consumption, and enhance the sense of security; Simplify collection procedures and save social labor; Promote commodity sales and stimulate social demand.

Credit card is a special card issued by banks or other financial institutions to those with good credit standing, which is used for shopping and spending in designated businesses or for depositing and withdrawing cash in designated banking institutions. It is a special credit certificate.

after the financial crisis and the ups and downs of domestic economy, China's credit card market picked up in 21. By the end of 21, the total number of domestic credit cards has exceeded 2 million. In 21, the amount of cross-bank credit card transactions in China reached 5.11 trillion yuan, and the consumption amount was 2.7 trillion yuan. The proportion of credit card consumption in the total retail sales of social consumer goods continued to increase.