You can apply for credit cards from Bank of Communications, CITIC, Guangfa and other banks. Applying for a credit card requires you to provide valid personal identity certificate, employment certificate and financial certificate, such as real estate certificate, income certificate, deposit certificate, self-owned car certificate, etc. The credit limit of a credit card generally needs to be calculated based on your personal application conditions, which depends on the bank's score and approval limit.

It is very simple to apply for a credit card now. The most important thing is that you have a local job in Haikou, and then you just need to bring your ID card. Nowadays, the Bank of Communications credit card can provide door-to-door service. It will directly bring the equipment to you to apply for the card on site. It can be done in 10 minutes, reviewed within 3 days, and the card can be issued within the next week. In Haikou, it is better to apply for a Bank of Communications credit card. After all, Bank of Communications is a state-owned bank and its services are quite good. It has many branches and is convenient for repayment. It can also be used for emergency cash withdrawals such as business trips. I recommend the one from Bank of Communications. You can also refer to the one below. I personally think it’s good.

The most important conditions for applying for a credit card are to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other financial proof Documents will help us better understand your personal situation and determine your credit limit.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and Documents proving investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level.

Other documents available for reference include: social security personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.