Example 1: Xiao Li, a card friend, had no money to repay his credit card this month and did not want to overdue, so he found a credit card escrow company online to help him repay the loan. An employee of the escrow company gave him a website and asked him to fill in the Credit card information, card number, expiration date, name, etc., and told him to help repay the money. He would first swipe the money out of the credit card and then pay it back to the credit card. He also needed to provide a mobile phone verification code. After Xiao Li filled in the information, he received a verification code. He told the employee without thinking, and then 3,000 yuan was spent on his credit card. Xiao Li originally thought that the hosting company would return the money to the credit card, but he found out No, and the hosting company's employees couldn't get through on the phone either.
Example 2: Card friend Xiao Wu found a credit card escrow company offline to help him raise his card limit. The escrow company also asked him to provide his credit card information, and then used a POS machine to swipe the money out of the credit card before paying it back. Go in, come out again and go back in again, and so on. Although there was nothing wrong with this company, what I didn't expect was that not only did Xiao Wu's credit card limit not be increased, it was also blocked by the bank.
Example analysis: From two examples, we can see that most of the online credit card hosting companies are scammers. Their purpose is to defraud credit card information and steal credit cards. They are definitely unreliable; of course, there are some individual hosting companies that are fine, but The way they help repay the loan or maintain the card is essentially to cash out the credit card, which is illegal. It is best not to try it lightly, lest you lose your wife and lose your army.